Self-hosted · Multi-currency

Money the way you actually pay it.

Buying an asset in pieces as funds arrive? Running or joining a chit fund? Track every rupee — paid, owed, and owed to you — with proof, on your own hardware.

Google sign-in or a local password. Nothing leaves your machine.

Net position · all plans
18,40,000
▲ on track
AssetDevanahalli plot
₹12.40L / ₹20L
62% paidnext 1,50,000 · Jun 18
Chit12-member auction
round 5 / 12
+18,400 dividendsmy turn · round 9
LoanBorrowed — R. Kumar
₹3.10L left
repaid 1,90,000of 5,00,000
Privacy-first — your data stays yours One ledger, single source of truth Multi-currency · ₹ & $ · installments & chits
The gap

Budgeting apps assume you pay in full, on time, to a bank.

Real life here isn't that. You pay an asset in irregular chunks — cash, a transfer, a loan, a sold asset, a chit payout. You sit in chit funds where the math of pots, bids, dividends and commission never fits a spreadsheet.

"So it all lives in your head — until it doesn't."
What it tracks

Two kinds of money plans, one honest ledger.

Every balance is computed from what you actually recorded — never a stale number you have to trust.

🏠
Asset purchase

Pay it in pieces.

Set the price, sketch a plan, pay when funds arrive. The plan adapts to reality.

  • Installment schedule with roll-forward — a short payment carries to the next, original plan kept.
  • Each payment tagged: cash / transfer, and its funding source.
  • Borrowed to pay? The debt becomes a tracked liability with its own repayment ledger.
  • Attach the receipt, screenshot, or chat — timestamped proof.
🔄
Chit fund · Chitti

Know your real position.

Member or organizer. Pure rotating or auction. The chit math, done for you.

  • Pick your role — member, organizer, or both — per chit.
  • Track contributions, who took the pot, bids & dividends, commission.
  • See your true profit or loss, round by round, not a vague feeling.
  • A chit payout can fund an asset payment — plans connect.
Single source of truth

Every rupee, traceable.

Method, source, exact timestamp, and proof — on every transaction. Attach the screenshot or the chat where the deal was struck. Balances recompute themselves.

Ledger · Devanahalli plot balance ₹7.60L
Installment #4
04 Jun · 11:24 IST
−1,50,000
Transfer▣ proof
From chit payout
28 May · 18:02 IST
+2,00,000
Chit · Round 4▣ proof
Installment #3 · short, rolled fwd
12 May · 09:40 IST
−90,000
Cash▣ proof
Borrowed — R. Kumar
02 May · 14:15 IST
+5,00,000
Liability▣ proof
How it works

Three steps. Then it just adds up.

01

Create a plan

An asset to buy, or a chit you've joined or run. Set the terms and currency once.

02

Log money as it moves

Amount, method, source, timestamp — and a screenshot for proof. Seconds.

03

Open the dashboard

Paid, remaining, owed, and your net — across every plan, always live.

Your true position
₹18,40,000

One number that's hard to get right by hand — across every asset and every chit, what you owe, what you're owed, where you net out.

Take control of how you actually pay.

Self-hosted · Privacy-first · Multi-currency